RATES UPDATED TODAY·FSCS-ELIGIBLE OPTIONS·FREE COMPARISON
Live · UK Fixed Rate Market

Fixed rates from 6.25%. Built for serious savers.

Compare fixed-term rates from a panel of FSCS-eligible providers. Rates scale with deposit size — the more you save, the higher your rate. No fees. No nonsense.

FSCS-eligible options No fees Independent comparison
/ Today's headline rate
6.25%
AER · 12-Month Fixed
£10k – £49k6.25%
£50k – £99k6.55%
£100k – £249k6.85%
£250k+7.20%
/ STARTER TIER
/ The rate ladder

Rates that scale with your deposit.

Bigger deposit, better rate. The ladder rewards capital — and keeps it simple. Hover to inspect.

/ 01 · STARTER
Starter
£10K – £49K
6.25%
AER · 12 Months
Minimum£10,000
Term12 mo
InterestAnnual
/ 02 · GROWTH
Growth
£50K – £99K
6.55%
AER · 12 Months
Minimum£50,000
Term12 mo
InterestAnnual
/ 03 · PREMIER
Premier
£100K – £249K
6.85%
AER · 12 Months
Minimum£100,000
Term12 mo
InterestAnnual
/ 04 · PRIVATE
Private
£250K+
7.20%
AER · 12 Months
Minimum£250,000
Term12 mo
InterestAnnual
/ Compare

How does your bank stack up?

The high street is paying a fraction of what's available elsewhere. Indicative average rates on 12-month fixed-term savings.

High street easy accessUK MAJOR BANK · TYPICAL
1.50%
High street fixed (1yr)UK MAJOR BANK · TYPICAL
3.80%
Best buy comparison sitesSAVINGS PLATFORMS · TYPICAL
4.95%
RateRoom panelFROM FSCS-ELIGIBLE PROVIDERS
6.25–7.20%

Indicative rates as of today. Actual rates vary by provider, term, and deposit size. Always confirm individual product terms before applying.

/ Calculate

See what your savings could earn.

Move the sliders to project the return on a fixed-term deposit. Rate auto-matches your tier.

Deposit
£25,000
Term
1 yr
Matched rate
6.25%
Total at maturity
£26,562
Deposit£25,000
Interest earned£1,562
Effective tierStarter
Rate (AER)6.25%

Illustrative only. Final rates depend on provider, term, and prevailing market conditions. Tax may apply on interest earned. Capital is held by the underlying provider.

/ How it works

Three steps. No friction.

01
Tell us your deposit
A 60-second form. Amount, term preference, contact details. We use this to match you to the right tier and providers — nothing more.
02
We match providers
Our panel of FSCS-eligible institutions reviews your profile and surfaces the rates available to you, based on tier and term.
03
Speak to a specialist
A specialist calls within 24 hours with your shortlist. No obligation. Apply directly with the provider — RateRoom never holds your money.
/ Built on trust

Why savers choose RateRoom.

FSCS-eligible options

Where applicable, deposits with FSCS-protected providers are covered up to £85,000 per institution.

No fees, no markups

RateRoom is paid by providers, not by you. The rate quoted is the rate you receive.

Your data is protected

UK GDPR compliant. We share your details only with the providers matched to you. No spam, no third parties.

/ Get your rate

See what you could earn.

60-second form. A specialist will be in touch within one business day with rates matched to your tier.

Capital is held by the underlying provider. Rates are subject to availability and change. By submitting you consent to RateRoom sharing your details with matched providers.

You're matched.
A RateRoom specialist will be in touch within one business day with rates matched to your tier.